For me, it was that the Internet never forgets and that you should never enter your real name. In my opinion, both of these rules are now completely ignored.

    • winkerjadams@lemmy.dbzer0.com
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      11 minutes ago

      It’s only expensive if you don’t pay it in full every month. I’ve had my credit card for years and have paid $0.00 total for it whilst it generates at least 1% cash back or more depending on where used. Not much, but it adds up and makes it beneficial.

    • 31337@sh.itjust.works
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      31 minutes ago

      I have. My bank did a chargeback like they would if it was a credit card. I was told it would’ve been a lot harder to get my money back if my PIN was used. But, I’ve only seen that option available for in-person purchaees.